Comprehensive title search
A thorough examination of public records uncovers judgments, liens, unpaid taxes, easements, and competing ownership claims, so they’re resolved before you close, not after.
Why title insurance
What title insurance actually covers
Title insurance is essential for both buyers and lenders, providing critical protection and peace of mind during real estate transactions. Here’s exactly what it covers, and why every Southwest Florida closing needs it.
What a policy protects
Five things title insurance does for you
A one-time premium at closing buys protection that lasts as long as you own the property. Here’s what that covers.
Owner’s & Lender’s policies
An Owner’s Policy defends you against valid claims and covers legal fees. A Lender’s Policy protects the mortgage, and most lenders require one to fund.
Risk reduction
Unpaid bills, recording errors, missing signatures, hidden heir claims. Resolved during the search to deliver a clean title and prevent costly surprises later.
Paid once
No monthly premiums, no renewals. Title insurance is paid a single time at closing and protects you for the entire time you own the property.
Hidden problems
Undisclosed heirs, forged signatures, fraudulent deeds, records errors. Title insurance covers the hazards a search can’t always surface, for as long as you own the home.
The fastest-growing real estate crime, and how we shut it down
Criminals impersonate title companies, send fake wire instructions, and divert closing funds that are often unrecoverable once gone. Every closing we handle moves through the ClosingLock secure portal. We never email wire instructions.
Protect yourself: confirm wire instructions by phone, verify every transaction promptly, and report anything suspicious to your bank immediately.
Start your closing
Ready to work with a title partner who shows up?
Send a quick note about your transaction or call us directly. We respond within one business day.